Payday loans in Avondale, Arizona are prohibited. You have to choose from other cash advance options if you need a small amount of money. Given the high APRs (annual percentage rates) that come with them, you should make sure that you're getting the best deal before you apply for these types of loans. Choose a lender or loan store wisely. To do this, take time to compare finance charges and payment terms of various lenders in your area, and go for the one that offers you the lowest charges and the most flexible and friendly terms.